The Portfolio Management tool is a powerful feature designed to help you gain actionable insights into your cannabis banking program. Located within the Dashboard of the app, it’s divided into three tabs: Executive Summary, Portfolio Activity, and Account Dashboard. Each tab offers unique data visualizations and tools to optimize your portfolio.
Learn how to view the following insights:
Discover Highest Value Accounts
View Account Concentration by Zip Code
Analyze Deposits and Withdrawals by Payment Type
Track Individual CRB Performance
Flag Accounts with Concerning Patterns
Evaluate Fee Trends to Increase Revenue
Spot Trends by Account Type
All Use Cases
1. Discover Your Highest-Value Accounts
- Tab: Executive Summary
- Widget: Account Value
- Benefit: Identify your most and least valuable accounts by reviewing a breakdown of earnings from each relationship, including deposit and fee revenue.
- How to Use It: Use the Account Value widget to sort accounts by value and pinpoint successful relationships to replicate across other CRBs.
2. View Account Concentration by Zip Code
- Tab: Executive Summary
- Widget: Approved Accounts by Zip Code
- Benefit: See where your accounts are geographically concentrated to plan branch staffing, cash-handling resources, and identify untapped markets.
- How to Use It: Zoom in on the map widget to evaluate high-density areas and consider resource allocation or outreach strategies for underserved regions.
3. Analyze Deposits and Withdrawals by Payment Type
- Tab: Portfolio Activity
- Widgets: Deposits by Payment Type / Withdrawals by Payment Type
- Benefit: Understand how CRBs deposit and withdraw funds, helping you plan cash-handling policies, manage risks, and identify trends in payment preferences.
- How to Use It: Review the pie charts for a breakdown of payment methods. Use insights to refine your policies or offer tailored advice to CRBs.
4. Track Individual CRB Performance
- Tab: Portfolio Activity
- Widget: Account Activity Pivot Table
- Benefit: Evaluate sales, deposits, withdrawals, and fees to identify top performers, seasonal trends, and accounts requiring additional support.
- How to Use It: Drill down into individual account activity to prioritize resources or investigate unusual patterns for compliance risks.
5. Flag Accounts with Concerning Patterns
- Tab: Portfolio Activity
- Widget: Account Activity Pivot Table
- Benefit: Monitor accounts with declining deposits or disproportionate withdrawals for potential compliance risks or operational challenges.
- How to Use It: Flag these accounts and involve your compliance team to mitigate risks.
6. Evaluate Fee Trends to Increase Revenue
- Tab: Portfolio Activity
- Widget: Account Activity Pivot Table
- Benefit: Assess fee contributions to ensure your structure aligns with account activity and identify opportunities for fee adjustments.
- How to Use It: Compare fee revenue across accounts and optimize fee structures based on transaction volumes.
7. Spot Trends by Account Type
- Tab: Account Dashboard
- Widget: Aggregate Account Activity for Filtered Accounts
- Benefit: Understand performance differences between CRB types, such as Medical vs. Adult Use, to tailor services and fee structures.
- How to Use It: Apply filters at the top of the dashboard and analyze trends to develop targeted outreach or adjust banking strategies.